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Courier insurance
We insure 1,000’s of couriers
70 years experience
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Helping businesses with insurance for over 70 years
Finding you the best cover
We have a panel of 120 insurers to discover suitable quotes and tailored cover for your needs.
Experts
Our team of insurance specialists have more than 70 years experience in the industry.
Personalised cover
Our agents conduct a thorough fact find to understand your unique requirements, then work with insurers to get you the cover you need.
More than just insurance
Radius offers telecoms, fuel cards, telematics, insurance, electric vehicle charging, energy and vehicle solutions to businesses across five continents.
Search our panel of courier insurers to find competitive cover
We work with household names to small specialist insurers to find the best policy for your business vehicles.
Three simple steps
The fact find
Complete the online question set or speak to one of our agents.
Search the market
We identify the policy that best suits your business requirements.
Your vehicles insured
Complete your insurance purchase online in minutes or over the phone.
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Types of courier insurance
Below will give you a better idea about the various insurance types available to couriers:
Courier van insurance
Courier van insurance, as the name suggests, is a more vehicle-specific form of coverage. It’s designed to cover a single van or vehicle used for courier services, where it provides protection for theft, damages, and accidents. Courier van insurance offers both financial security and assurance for couriers in their day-to-day operations.
Courier fleet insurance
Courier fleet insurance is intended for businesses operating multiple delivery vehicles, supplying unified coverage for all vehicles under one policy. Unlike insurance for individual couriers, it simplifies management and typically comes with notable cost benefits. It offers comprehensive protection for the entire fleet against accidents, damages, and third-party liabilities.
Goods in transit insurance
Goods in transit is used in case of damage or loss of goods during delivery, a key concern for many clients utilising courier services. It complements public liability insurance, which covers legal and settlement costs if a third party is injured due to your business activities. Combined, these insurances protect your business against significant financial liabilities from damages or third-party claims
Benefits of courier insurance
Comply with UK laws for courier insurance
Courier insurance ensures you meet the legal requirements for courier operations in the UK. You then avoid penalties and legal issues.
Cover the cost of damages for vehicle
Financial protection is provided, meaning you don’t have to cover significant unplanned expenses like repairs or replacement costs.
Extensive liabilities coverage
With the right insurance, you are given comprehensive protection against a range of liabilities like goods in transit and public liability. This shields your business from various claims and losses.
Protect your business interests
Think of courier insurance as a safeguard for your business assets and operations. This keeps your business ticking over, even when encountering unexpected issues.
Peace of mind
Investing in courier insurance brings peace of mind. This mental comfort signals you’re protected against a range of risks, allowing you to focus on the primary areas of your business.
What is courier insurance?
Courier insurance offers vital protection for those delivering goods across the UK. This type of insurance goes beyond the scope of standard commercial van insurance, covering not just the vehicle but also the particular risks associated with courier services.
These risks include the constant movement of goods and multiple delivery stops. With courier insurance, a legal requirement for those in the industry, it addresses those unique challenges.
For comprehensive protection, you’re advised to obtain goods in transit insurance, which safeguards the parcels you carry against damage or loss. Moreover, public liability insurance is also a wise choice as it offers financial protection against claims for accidents, theft, or damage to property while conducting deliveries.
Types of insurance couriers need
When courier insurance is in place, you can legally pick up and drop off goods for either hire or reward. However, this must be supported with other types of policies when running a courier business.
These policies range from coverage for your vehicles to your employees. Unsure of what insurance you require? With our panel of insurers, you can compare the market, find policies that match your needs, and ensure you have the right coverage.
As for specific insurance coverage, you’ll need:
Vehicle insurance
Public liability insurance
Employers’ liability insurance
Motor insurance
Goods in transit insurance
Light hauler insurance
Courier van insurance
Fleet insurance
Cost of courier insurance
The cost of courier insurance varies based on several factors. These include:
The chosen level of coverage (third-party, third-party fire and theft, or comprehensive)
The age of named drivers
Your claims history
The type of vehicle(s) insured
Size of the fleet (if applicable)
How to land the best courier insurance deal
Are you on the hunt for a courier insurance deal that aligns perfectly with your business requirements? It’s wise to consult with our team of courier insurance specialists. Their expertise and diligent search capabilities mean they can identify a deal that is perfect for your specific needs.
We will present you with the most cost-effective courier insurance options by leveraging our services. However, we don’t make the price the priority. An affordable policy is important, but the chosen coverage always meets your business needs.
Frequently asked questions
Can’t find an answer to your question? Talk to the Radius customer support team on 0114 261 2020. We’re here to help you with any questions or concerns you may have.
Do I need courier insurance if I use my personal vehicle for deliveries?
What types of vehicles can be covered under courier insurance?
Can I add additional drivers to my courier insurance policy?
Can I use my courier vehicle for personal use as well?
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Why choose Radius?
With innovative solutions built around the needs of our customers, we've established an international reputation for helping businesses grow sustainably.
Expertise
Our team has over 33 years of experience helping more than 400,000 customers globally.
Trust
We are an internationally-acclaimed provider with numerous awards for our products and services.
Choice
Choose from our range of fleet, mobility and connectivity solutions that can be tailored to suit your needs.
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Use our award-winning technology and services to save your business time and money.
Can’t find what you are looking for?
The customer support team at Radius has a global reach with over 50 offices to offer local contact with an international presence. Let us know how we can help.
Contact us
UK Fuels, Joseph W Burley and Partners and Milestone Insurance Consultants are owned by Radius Limited, with registered company number 08260702. Registered address: Eurocard Centre, Herald Park, Herald Drive, Crewe, Cheshire, CW1 6EG. Radius Insurance Solutions is a trading name of Joseph W. Burley & Partners (UK) Limited (registered company number 3668469 and FCA reference number 300425) and Milestone Insurance Consultants Limited (registered company number 04587285 and FCA reference number 307191). Authorised and regulated by the Financial Conduct Authority.